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Australian Debt Reduction provides free 10 minute over the phone debt evaluations for Australian's and their families. A debt evaluation can assist you in analysing the financial options which are available to you in your current situation and provide information as to the advantages and disadvantages of pursuing budgeting, financial planning, debt consolidation, refinancing, debt agreements, informal arrangements or in a worse case scenario insolvency and bankruptcy. Australian Debt Reduction has already assisted over 11,532 Australian's reduce and resolve their debts.